Although you may not realize the
importance on consistently checking up on your credit, there are companies
that can and have reported negative information by mistake that can
affective your credit. The three main reporting bureaus are:
- Transunion
P.O.Box 390
Spring Field, PA 19064
800-888-4213
- Experian
P.O.Box 2350
Chatsworth, CA 91313
800-392-1122
- Equifax
P.O.Box 740256
Atlanta, GA 30374
800-685-1111
Most people are not familiar with the fact that if
your loan request has been denied due to bad credit - you can request a
free copy of your credit report from experian on a once a year basis
without a charge. This maybe changed in the future so please contact
the company via phone to verify if this policy is still in effect.
Please be aware of your credit - because it is such
a valuable tool to the lenders. The credit scores can save you
higher fees and interest rates if all the information is accurate.
