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Loan of the Month

15 Minute Quick Qualifier Loan

PROPERTIES:

Single Family Residences
Condominiums
Planned Unit Developments

UNDERWRITING REQUIREMENTS:

Borrower May Be Either Self Employed (verify 2 year minimum via business license) or W2 
Employee.
Salaried with 50% income from commissions or bonus with two year's history.
Must have credit score of 680 or higher.
No Bankruptcy Filing for Last 7 Years (unless due to medical situation).
No Foreclosures in Last 7 Years.

RESERVES:
Three months cash reserved are suggested, this is excluding down payment and closing costs.

New Housing Loan Special   

If you plan to purchase a new house, our special program for new home buyer will save your money  BIG TIME.

As a real estate broker we will be able to represent you as a buyer's agent to the new home builder.  The builder will then register our company as your representative and will pay a broker fee of which we will be able to pay for a portion of your closing costs as a good will gesture of showing our appreciation as your lender.  

Depending on the size of the purchase - we have been able to pay closing costs up to $2,000.00.  This is an instant savings to you.

We believe we are one of the very few companies that has been utilizing this program to help buyers, especially when the down payment may be difficult and closing costs still need to be paid.  

Contact us today to find out how much we can save for you!  Don't let this opportunities slip away!  We love to do business the Win Win way, we are here to help!

 

Disclaimer:
This does not represent an offer to enter into a loan agreement with David Bruce Ing or David Bruce Ing Real Estate Company. All loans are subject to credit and property approval. Program terms and conditions subject to change without notice. For down payments of less than 20% Mortgage Insurance (MI) is required and MI charges apply. Other restrictions and limitations may be applicable.

 

David Bruce Ing Real Estate Company is a licensed Real Estate Broker with the California Department of Real Estate. Your lender in California, Nevada, Idaho & Colorado.

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