Home - MoneyTime - My Funds - Access FTP

MoneyTimeTM is a very versatile financial calculator for loans, mortgages, investments, amortization schedules, and other calculations involving compound interest. Feel free to download MoneyTime and try it out for yourself! If you are a trial user of MoneyTime and have decided to keep it, you can register by telephone, mail or online. If you are already a registered user of MoneyTime, you can upgrade to the latest version for free! Also check out the MoneyTime examples page.

Features

A financial calculator for many different what-if scenarios....

• What will be the payment on a loan?
• What is the difference in payment for say a 15 year vs. 30 year loan?
• What will be the loan's balance at a particular time in the future?
• How much of each payment went towards principal and how much went towards interest?
• How much needs to be saved each month to meet a retirement savings goal?
• How long will retirement savings last if a certain amount is withdrawn each month?
• How does inflation affect how much is needed in retirement savings?
• What rate of return is required to reach as savings goal?

Additional features include....

• Create an amortization schedule for investments and loans.
• Show annual and grand totals on the amortization schedule.
• Ability to specify a fiscal year. When showing annual totals on the amortization schedule, the default fiscal year is Jan 1 to Dec 31. This can be changed to a different fiscal year, such as Apr 1 to Mar 31.
• MoneyTime is not restricted to a certain type of currency.
• Keep track of the what-if scenarios you have tried during the program session. Information can be reviewed on-screen, printed or saved to a file.
• Includes a date calculator for performing various date based calculations.
• Comprehensive user's guide with examples accompanied by screen snapshots.
• Since MoneyTime's first release in 1996, registered users have been able to upgrade to the latest version for FREE!